In all cases, we have help for you.
Our comprehensive guides detail the process and local customs related to selling or renting
a property in Singapore.
Know what to expect, how to proceed, and avoid pitfalls, scams, or mistakes.
Property transactions are regulated in Singapore: your
immigration status and outstanding loans define what tax
you will pay and how much you can borrow.
Purchasing a property with a loan is not risk-free.
Some of the major risks are value depreciation and
interest rate fluctuation.
Our free Loan & Budget Calculator are here to help.
Easily calculate the maximum price you can afford for a property in Singapore
and how much cash you need, depending on your immigration status
and outstanding loans (for a complete list of regulations, check out our
summary of the property cooling measures from the government).
One of the major risks in a property purchase is fluctuation of the loan interest rate in case you take a variable-rate loan or even a fixed-rate one, since fixed-rate loans issued by Singapore banks are limited to only a few years. Our tool show you what is the impact of an interest rate change on your monthly loan payment.
The Singapore property market has seen a price surge of more than 50%
since the global financial crisis of 2008.
To limit the price surge, the government came up with a few rounds of
measures, commonly called the property cooling measures.
Those measures can be roughly split into three categories: additional tax on property transactions,
caps on borrowing power, and minimum cash requirement.
These criteria vary depending on your immigration status and if you are already repaying some loans.
Read this summary and find out what applies to you.
The links provided below are from third-party websites.
Property market news on Google News: Get the latest updates on the property market and take informed decisions.
Recently transacted prices (private): Get a feel of the market and check the latest transacted prices in a given condo or apartment building.
Recently transacted prices (HDB): Get a feel of the market and check the latest transacted prices in a given HDB estate.
Rental historical rates (private): Get a feel of the market and check the latest rental prices in a given condo or apartment building.
Rental historical rates (HDB): Get a feel of the market and check the latest rental prices in a given HDB estate.
Official property agent directory: Real estate agents in Singapore have to be registered with the CEA. Check their records in this directory.
How much CPF can I use?: Singapore citizens and permanent residents can use the monies in their CPF account to cover part of the downpayment. Check the details on the CPF website.